Akhuwat HBL Bank Personal Loan Scheme 2023 | HBL Personal Loan Scheme 2023

Akhuwat HBL Bank Personal Loan Scheme, Ahuwat has a solid track record of working to reduce poverty and empower socially and economically marginalized families through interest free microfinance and leveraging entrepreneurial capacity, capacity building, and social leadership.

HBL is the first Bank in Pakistan to enter into this relationship with Ahuwat, which has a significantly more significant customer base and network to reach people across the country.

Akhuwat HBL Bank Personal Loan Scheme

Akhuwat Foundation Launched in 2001, hundreds of thousands of low-income families have benefited from Ahuwat’s interest-free microfinance loans. As Akhuwat flagship program, Akhuwat Islamic Microfinance (AIM) and Akhuwat HBL Personal Loan Scheme.

Akhuwat Foundation provide interest-free loans to the poor to find sustainable paths out of poverty. With 800+ branches in over 400 cities across Pakistan, Akhuwat HBL Bank Personal Loan Scheme is the most extensive interest-free microfinance program in the world.

Akhuwat Foundation was established as a company under “Section 42 of the Companies Ordinance 1984” to provide interest-free microfinance to the poor and low-income members of society to improve their standard of living. AIM seeks to reduce poverty by creating a system based on mutual social support based on the principles of justice and brotherhood.

He works by establishing centres in religious places, encouraging and using the spirit of volunteerism and seeking to turn his borrowers into agents of change. To date, Akhuwat has disbursed over 5.4 million interest-free loans worth PKR 180 billion, helping 3 million families across Pakistan.

The trust and accountability that poor communities feel for the program are evident in the Ahuwat loan repayment rate of 99.9%. Loan application and loan disbursement procedures are designed to be helpful for low-income borrowers—they are easy to understand, delivered on the spot, and quickly accessible with minimal paperwork.

Loan Scheme 2023 Click Here

1. Punjab
2. Sindh
3. Balochistan
4. Khyber Pakhtunkhwa
5. Gilgit-Baltistan
6. Azad Kashmir

Akhuwat HBL Bank Personal Loan Scheme Categories

1. Loan for a family business
2. Agricultural loan
3. Liberation Loan
4. Home loan
5. Education loan
6. Health loan
7. Marriage loan
8. Emergency loan

Akhuwat HBL Bank Personal Loan Scheme Family Business

It is also possible to get a loan without interest to start a new business or to stabilize or expand an existing one.

1. Loan amounts from 10 thousand to 50 thousand
2. Maturity: 10 to 36 months

Akhuwat HBL Bank Personal Loan Scheme Agricultural loan

1. Loans for agricultural purposes
2. Small farmers are eligible for these loans.
3. A person who owns private land and leases the land can borrow without interest.
4. Loans are available to cover expenses and purchase various items
5. Loan amount from 10 thousand to 50 thousand.
6. Maturity: 4 to 8 months

Loan Scheme 2023 Click Here

Akhuwat HBL Bank Personal Loan Scheme For Liberation Loan

1. A person who has taken a loan from a bank or financial institution and received interest on it may qualify for this loan.
2. This loan is designed to remove the candidate from the interest rate system and facilitate the process.
3. The loan amount ranges from 10,000 to one lakh
4. Maturity: 10 to 36 months

hbl Personal Loan Scheme Home loan Scheme | Akhuwat HBL Personal Loan Scheme

1. Home loans serve the purpose of providing financing to potential home buyers.
2. Repair of houses, buildings, rooms, roofs and walls
3. Only poor working families are eligible for this loan.
4. The maximum loan amount available for this project is five marlas.
5. Loan amount is from 30 thousand to 1 lakh.
6. Maturity: up to 36 months

Eligibility Criteria for Loans

Following general points are compulsory for eligibility of loan:

• Applicant should have valid CNIC.
• Having the ability to run / initiate business activity having age between 18-62 years.
• Applicant should be economically active.
• Applicant should not be convicted of any criminal offence in lieu of which proceeding are in progress.
• Applicant should have good social and moral character in his community.
• Applicant should have capacity to provide two guarantors other than family members.
• Applicant should be resident of operational area of branch office which might be around 2-2.5 KM radius.
• Note: – Project specific eligibility criteria may be varied.

hbl Personal Loan Scheme For Education

1. Educational loans provide interest-free student loans, allowing them to cover their educational expenses.
2. Poor or working-class students whose parents cannot afford tuition costs are eligible for this loan.
3. Students from Matric to Masters’s are eligible for these credits.
4. Loan amount is from 10k to 50k.
5. The loan repayment period is from 10 to 24 months.

HBL Loan Scheme 2023 Click Here

Akhuwat HBL Bank Personal Loan For Health Loan

A person with a severe illness who cannot receive treatment receives this medicine to manage their condition.

1. Ahuwat Foundation Mortgage Loan Forms range from 10,000 to 50,000.
2. Loan repayment occurs within 10 to 24 months.

Akhuwat HBL Bank Personal Marriage | Akhuwat HBL Personal Loan Scheme

1. The purpose of this loan is to help poor people marry their sisters or daughters.
2. Jewelry and furniture are financed through marriage loans.
3. The amount ranges from 10,000 to 50,000.
4. Maturity : 10 to 24 months

5 Lakh Loan Scheme 2023 Click Here

Akhuwat Emergency Loan

This type of loan is given to individuals who need financial assistance in an emergency.An interest-free loan is provided to the candidate immediately and on preferential terms.

1. Amounts from 10 to 50 thousand.
2. Maturity: 10 to 24 months

How To Apply For Akhuwat HBL Bank Personal Loan Scheme

Akhuwat HBL Bank Personal Loan Scheme loan process will begin with the application. Application fees may vary from scheme to scheme. Akhuwat foundation branch manager will check complete details about the application after reviewing it against eligibility criteria. Thus, these loans will be issued under social security. The following steps will be followed when applying.

The applicant will visit the nearest AIM branch and their relevant documents (mentioned below) to apply for a loan.

The unit manager will discuss with the applicant to check if the applicant meets the scheme’s eligibility criteria.

Potential candidates will apply for a loan in the prescribed form. The Akhuwat Foundation official will only submit the Akhuwat HBL Bank Personal loan application.

The unit manager will check the documents, and the application will be processed after completing the required documents.

10 Lakh Loan Scheme 2023 Click Here

Akhuwat Loan Online Application In Pakistan 2023 Categories

• Family business loan
• Farm loans
• Freedom Loans
• Loan for a home
• Student loans
• Loans for healthcare
• Loans for marriage
• loan for an emergency

Akhuwat HBL Bank Personal Loan For Family Business

Please start a new business, stabilise an existing one, or expand it with a loan without interest.

• Amounts from 10k to 50k
• From 10 to 36 months
• BISP Registration Article

Akhuwat HBL Bank Personal Loan Scheme Agricultural loan

1. Agricultural loans
2. Loans are available to small farmers
3. Owners and lessees of private land may borrow interest-free
4. Purchases and expenses can be covered with loans
5. Ten thousand to fifty thousand dollars
6. Four to eight months

Akhuwat HBL Bank Personal Loan Scheme For Liberation Loan

• This loan is available to people who have taken out a loan and received interest.
• Loans are designed to remove candidates from interest rate systems.
• Between 10,000 and 1 lakh is the loan amount
• From 10 to 36 months

HBL Personal Loan Scheme For Home loan

1. Home loans provide financing
2. We repaired Walls, roofs, rooms, and buildings
3. This loan is only available to low-income families
4. Five marlas are the maximum loan amount available
5. Up to 1 lakh is available as a loan
6. 36 months to maturity

Best Loan Scheme 2023 Click Here

Akhuwat HBL Bank Personal Loan For Health Loan

Patients unable to receive treatment receive this medicine to manage their illness.

• The Akhuwat Foundation offers 10,000-50,000 mortgage loan forms
• The loan is repaid within 10-24 months

Akhuwat HBL Personal Loan Scheme For Marriage Loan

1. Using this loan, poor people can marry their sisters or daughters
2. Marriage loans finance furniture and jewellery
3. Up to 50,000 are available
4. Age: 10 to 24 months

Akhuwat Loan Scheme For Emergency Loan

The candidate receives an interest-free loan immediately and on preferential terms when they need financial assistance in an emergency.

• Between 10 and 50 thousand.
• Ten to 24 months

How To Apply For Akhuwat HBL Loan Scheme Online Application?

An application will start the Akhuwat HBL Bank Personal Loan Scheme loan process. Schemes may have different application fees. After reviewing your application against eligibility criteria, the Akhuwat foundation will verify the complete details. Social security will cover these loans. Here are the steps to apply.

1. The applicant will visit their nearest AIM branch and bring their required documents to apply for a loan
2. The unit manager will interview applicants to determine if they are eligible for the scheme
3. Potential candidates must fill out the prescribed form. Only the Akhuwat Foundation Personal Loan application will be submitted
4. The unit manager will review the documents, and you will process the application

• Responsibilities
• The two guarantors
• Cheques post-dated
• Exceptional security

2 Lakh Loan Scheme 2023 Click Here

1. Personal liability
2. Two guarantors
3. Postdated cheques
4. Additional security in exceptional cases.